Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
The Local Ledger | Q3 2024 – Summer
In Minnesota, we savor our Summers and cram each day as full as possible with local parades, music festivals, town ball tours, county fairs, lake adventures, golf outings, farmers markets, field days, food (fresh watermelon, sweet corn and deep-fried carnival fare),...
FOX 9 Town Ball Tours
All of us at F&M were ecstatic when we learned that two of the communities we call home were going to be part of FOX 9’s Town Ball Tour: Eden Valley and Pierz. Eden Valley was scheduled to be the second stop on the tour (WED, June 12); Pierz the third (WED, June...
Staff Spotlight: Our Amazing Tellers
July celebrates National Drive-Thru Day on July 24—a day meant to recognize the introduction of drive-thrus. Some say that banks were the original inventors of drive-thrus, while others say restaurants. Regardless of who started the trend and when, the reason...
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Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.