Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Eric Boser’s Latest WJON Interview
Earlier this month, Eric Boser joined Kelly Cordes of WJON on air to talk harvest season, community banking, farm life, and more! The time they spent together covered a lot, including a recap of our 115th anniversary celebration this summer, the recent volunteering...
Staff Spotlight: Doug Virnig
Hear from Doug Virnig, our Commercial & AG Loan Specialist, and his favorite part of being part of Farmers & Merchants State Bank—a community bank where friendly still counts! ...
Dairy Days, June 20 – 23
Join us for Dairy Days, June 20th through the 23rd! At each of our Farmers & Merchants State Bank locations, come and enjoy: • Daily drawings for a pail of ice cream. • Kids 12 and under will get a coupon for a free ice cream treat when they bring in a colored...
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Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.