Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Gobble! Gobble! Happy THANKSgiving!
Turkey Day is here! Just a reminder that all three Farmers & Merchants State Bank locations are closed for the holiday. We'll be back open on Friday, November 29th. Today, we gather to give thanks for the important things in life: family, friends, home and health....
Thank You, Veterans!
Monday, November 11th is Veteran’s Day. Just a reminder that all Farmers & Merchants State Bank locations will be closed in honor of this important federal holiday. It's a day when we reflect and remember the courage, sacrifice, and enduring spirit of all our...
Annual Tradition of Giving
One of Farmers & Merchants State Bank's four guiding principles is “we do the right thing.” Charitable giving is an essential component of this ideal. We strive to have a charitable-giving program that is thoughtful, deliberate and impactful. One of our giving...
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Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.