Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
F&M Scholarships Now Open!
We’re excited to share that the application period is now open for Farmers & Merchants State Bank’s scholarship program. We see students as our next generation of leaders and the future of our communities. Each year, we offer two scholarship levels. ONE, $1,500...
Reminder: We’re Closed to Honor MLK Jr. Day
In honor of Martin Luther King Jr. Day, all three Farmers & Merchants State Bank locations are closed today, Monday. Jan. 20, 2025. Let's take time to reflect on Dr. King's enduring legacy as a champion for justice and equality. And remember Dr. King's message,...
Friendly Holiday Hours Reminder
Just a friendly reminder of our holiday hours. We’re closing at noon on Christmas Eve, and closed on Christmas Day and New Year's Day. We'll be celebrating with family and friends. We hope you will be too. Merry Christmas and Happy New Year's! We so appreciate...
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Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.