Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Staff Spotlight: Our Amazing Tellers
July celebrates National Drive-Thru Day on July 24—a day meant to recognize the introduction of drive-thrus. Some say that banks were the original inventors of drive-thrus, while others say restaurants. Regardless of who started the trend and when, the reason...
7-MONTH CD SPECIAL – Limited Time Offer
THIS SPECIAL IS NO LONGER AVAILABLE F&M State Bank is offering a special 7-MONTH CD Rate of 5.30% APY (Annual Percentage Yield). So now is a great time to consider opening a CD. A CD, or Certificate of Deposit, is a financial product that pays a set rate of...
Dairy Days 2024
In recognition of National Dairy Month and our local, hard-working dairy farmers & businesses, F&M State Bank will be holding a month-long DAIRY DAYS celebration at all three branches. Our celebration will include: Weekly Giveaways! While Supplies Last. ENTER...
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Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.