Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Online Banking
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Friendly Holiday Hours Reminder
Just a friendly reminder of our holiday hours. We’re closing at noon on Christmas Eve, and closed on Christmas Day and New Year's Day. We'll be celebrating with family and friends. We hope you will be too. Merry Christmas and Happy New Year's! We so appreciate...
Open House is This Week – Please Stop By!
Farmers & Merchants State Bank’s two-day, annual Open House, is THIS WEEK, Thursday & Friday, Dec. 12 & 13 from 8:30 AM to 5 PM. It’s a celebration of the holiday season and way to say “thank you” to our wonderful customers. Stop by any of our three...
Annual Tradition of Giving Ends Dec. 13
Farmers & Merchants State Bank's annual Tradition of Giving is winding down. But there's still time to give! You have until Friday, Dec. 13 to bring in a nonperishable food item or unwrapped gift to any of our three locations. Money donations are also welcome....
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Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.