Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Annual Tradition of Giving Ends Dec. 13
Farmers & Merchants State Bank's annual Tradition of Giving is winding down. But there's still time to give! You have until Friday, Dec. 13 to bring in a nonperishable food item or unwrapped gift to any of our three locations. Money donations are also welcome....
Gobble! Gobble! Happy THANKSgiving!
Turkey Day is here! Just a reminder that all three Farmers & Merchants State Bank locations are closed for the holiday. We'll be back open on Friday, November 29th. Today, we gather to give thanks for the important things in life: family, friends, home and health....
Thank You, Veterans!
Monday, November 11th is Veteran’s Day. Just a reminder that all Farmers & Merchants State Bank locations will be closed in honor of this important federal holiday. It's a day when we reflect and remember the courage, sacrifice, and enduring spirit of all our...
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Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.