Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
9th Annual F&M March Food & Fund Drive
We are again hosting our Annual Food & Fund Drive as part of the Minnesota FoodShare March Campaign. This marks our 9th year. From March 1 through April 6, we will collect money or non-perishable food donations at all three of our locations. Farmers &...
2025 CMBA Home Show-March 8 & 9
There's nothing quite like seeing our customers, many who are our neighbors, achieve their home dreams! Watching three generations of a family celebrate their new home or newly renovated kitchen is something that words just can’t describe. At Farmers & Merchants...
Please VOTE for Us! Thank You!
We’re humbled and thrilled to have been nominated for the Minnesota’s Best Award in the categories of Ag Lender, Bank, Financial Services Customer Service and Mortgage Services. Please vote for us at https://www.votemnbest.com/FarmersandMerchantsBank. This recognition...
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Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.