Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.

Bank

Borrow

Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Paula’s Expert Segment
Paula Przybilla recently chatted with Kelly Cordes of WJON about all things home mortgages. Learn how Farmers & Merchants State Bank can tailor our home loan expertise to your specific needs—especially when it involves rural settings with additional acreage. Three...
Mo’s Expert Segment
Mo Durheim recently talked with Kelly Cordes of WJON about Business and Ag loans. Hear how many years Mo has been with Farmers & Merchants State Bank, and how he got his start with us. Three key takeaways from their conversation include: Our staff is comprised of...
COVID-19 (CORONAVIRUS) INFORMATION
F&M is here to help you. With the world’s focus on COVID-19, we wanted to provide reassurance that F&M is carefully monitoring the spread of COVID-19 (Coronavirus) and taking the necessary steps to help protect the safety and well-being of our customers and...
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Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.