Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Pick Your CD Term-Start to Earn
Now is a great time to consider opening a CD. A CD, or Certificate of Deposit, is a financial product that pays a set rate of interest in return for leaving a fixed amount of money in our bank for a set period of time. Annual Percentage Yield (APY) rate of 5.30% is...
8th Annual March Food Drive
The Farmers & Merchants State Bank’s 8th Annual March Food Drive is underway. Our goal: to help fill the food gap in Central Minnesota. Did you know that in 2023, Minnesotans made 7.56 million visits to food shelves—an increase of 1.8 million visits—a record high...
We’ll be at the Farm Show! Will you?
Make F&M State Bank your ONE STOP at the 2024 Farm Show, Feb. 27-28. Booth #A429. Imagine stepping into the future with a brand new tractor, improved farm implements, a sleek new machine shed, or perhaps even an additional property! Our skilled ag lending...
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Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.