Thank You, Veterans!

Thank You, Veterans!

Monday, November 11th is Veteran’s Day. Just a reminder that all  Farmers & Merchants State Bank locations will be closed in honor of this important federal holiday. It’s a day when we reflect and remember the courage, sacrifice, and enduring spirit of all...
Annual Tradition of Giving

Annual Tradition of Giving

One of Farmers & Merchants State Bank’s four guiding principles is “we do the right thing.”  Charitable giving is an essential component of this ideal. We strive to have a charitable-giving program that is thoughtful, deliberate and impactful. One of our...
The Local Ledger | Q4 Season of Giving & Gratitude

The Local Ledger | Q4 Season of Giving & Gratitude

As the days grow shorter and the air crisper, we find ourselves reflecting on the things that truly matter. This season is a beautiful reminder of gratitude, growth and grace. At Farmers & Merchants State Bank, we have a lot to be thankful for! We’re truly...
MN Best 2024 Bronze Winner

MN Best 2024 Bronze Winner

We are thrilled to announce that we’ve received a Bronze Minnesota’s Best Award in the Services-Bank category for a second year.  Thank you to all who nominated and voted for us! Minnesota’s Best is a best-of contest. It is audience-driven…which means winners...
The Local Ledger | Q3 2024 – Summer

The Local Ledger | Q3 2024 – Summer

In Minnesota, we savor our Summers and cram each day as full as possible with local parades, music festivals, town ball tours, county fairs, lake adventures, golf outings, farmers markets, field days, food (fresh watermelon, sweet corn and deep-fried carnival fare),...
7-MONTH CD SPECIAL – Limited Time Offer

7-MONTH CD SPECIAL – Limited Time Offer

THIS SPECIAL IS NO LONGER AVAILABLE F&M State Bank is offering a special 7-MONTH CD Rate of 5.30% APY (Annual Percentage Yield). So now is a great time to consider opening a CD. A CD, or Certificate of Deposit, is a financial product that pays a set rate of...