Farmers & Merchants State Bank has been locally owned and operated within our community since 1908. As a local bank, we are committed to providing the friendly service and respect you expect from a small-town bank, while offering the modern banking services you need for whatever season of life you’re in.

We seek to empower farmers, families and small businesses by providing innovative financial solutions at an exceptional level of service. We pride ourselves on finding a way to the future for our customers—whether that future is a first-time home, a startup business or a new tractor.

We are committed to being here to serve the next generation like we’ve served their parents and grandparents.

We want to be one of the reasons small towns, farms, families, and businesses are thriving.

Want to Join the F&M Family?

Keep scrolling to see the friendly faces who make up our team. We have three locations in Pierz, Sauk Rapids and Eden Valley, MN. We offer a competitive salary and an attractive benefits package including Health Insurance, PTO, 401K & more. We don’t have any openings right now, but feel free to apply.  We’ll keep it on file for when we do .

Customer Service Team

Lending Team