Bank, Borrow, Save, Succeed.

Find your future with F&M,

where friendly still counts.

Online Banking

Learn More | Enroll Now

Bank

Borrow

Save

Bank

Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.

Borrow

Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank. 

Save

From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely. 

What’s New

Happy 4th of July – Closed Friday

Happy 4th of July – Closed Friday

Did you know that on every 4th of July at 2 PM, descendants of the Signers of the Declaration of Independence tap the Liberty Bell in Philadelphia 13 times, representing the 13 colonies that fought for freedom? Are you ready for the holiday and to let freedom ring? ...

read more
FREE Ice Cream This Week!

FREE Ice Cream This Week!

Farmers & Merchants State Bank has been celebrating National Dairy Month all June long. This is the final week. What’s planned? Free ice cream treats on Thursday & Friday, June 26 & 27, from 8:30 AM to 5 PM. Morrison County Dairy Princesses Isabelle Dulude...

read more
Closed for Juneteenth (June 19)

Closed for Juneteenth (June 19)

We'll be closed, Thursday, June 19, in observance of Juneteenth, also known as Freedom Day. This federal holiday honors the date, June 19, 1865, when the last Confederate community of enslaved Americans in Galveston, Texas, received word that they had been freed from...

read more
F&M: Our Story

F&M: Our Story

Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.    

read more

Let's Get Started

Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.

Contact Us