Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.

Bank

Borrow

Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
New ATM in Pierz is Here!
We have completed the installation of our new ATM in Pierz, ahead of schedule! We’re happy to share that it’s fully operational and ready for you! You’ll notice a few changes. The ATM is an in-wall style, and is located before the drive-up window. There’s still...
From Our F&M Family to Yours – Happy Easter
Warmest Easter blessings from your Farmers & Merchants State Bank family. As we celebrate the joy and renewal of Easter, we're grateful for the trust you place in us. Your support helps us build stronger, more vibrant communities. This Easter season, we hope you...
Now Hiring! Full-Time Bank Teller in Pierz
Farmers & Merchants State Bank is seeking a full-time Bank Teller to join the team at our Pierz location. If you like to help and interact with people, and enjoy a fun and fast-paced environment, then this job is for you. Hours may vary, so flexibility in...
F&M: Our Story
Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.
Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.