Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Happy Labor Day
Just a friendly reminder that our branches will be closed on Monday, Sept. 1, as we honor the hardworking people who power our community and whose effort drives our local economy. Labor forms the backbone of prosperity, and every job—big or small—fuels growth,...
FHLB Des Moines Member Impact Fund Triples Our Giving
Recently, the Federal Home Loan Bank of Des Moines (FHLB Des Moines) awarded $20 million to hundreds of eligible not-for-profit and government organizations in Minnesota. Farmers & Merchants State Bank was one of the hundreds of financial institution members who...
Sporadic Technical Difficulties – Fixed!
We've fixed the sporadic technical issues we were having with our phone and email systems on Friday, Aug. 1. Everything is back up and running smoothly! Thank you for your patience as we worked through this situation. We appreciate you!
F&M: Our Story
Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.
Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.