Bank, Borrow, Save, Succeed.

Find your future with F&M,

where friendly still counts.

Online Banking

Learn More | Enroll Now

Bank

Borrow

Save

Bank

Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.

Borrow

Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank. 

Save

From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely. 

What’s New

Thank You, Veterans!

Thank You, Veterans!

Monday, November 11th is Veteran’s Day. Just a reminder that all  Farmers & Merchants State Bank locations will be closed in honor of this important federal holiday. It's a day when we reflect and remember the courage, sacrifice, and enduring spirit of all our...

read more
Annual Tradition of Giving

Annual Tradition of Giving

One of Farmers & Merchants State Bank's four guiding principles is “we do the right thing.”  Charitable giving is an essential component of this ideal. We strive to have a charitable-giving program that is thoughtful, deliberate and impactful. One of our giving...

read more
F&M: Our Story

F&M: Our Story

Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.    

read more

Let's Get Started

Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.

Contact Us