Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
It’s National Ag Week: Celebrate Farmers & Agriculture
Today marks National Ag Day, celebrated during National Ag Week, and hosted by the Agriculture Council of America. This event underscores the profound impact agriculture has on our economy, communities, and daily lives. We proudly stand alongside and serve farmers and...
9th Annual F&M March Food & Fund Drive
We are again hosting our Annual Food & Fund Drive as part of the Minnesota FoodShare March Campaign. This marks our 9th year. From March 1 through April 6, we will collect money or non-perishable food donations at all three of our locations. Farmers &...
2025 CMBA Home Show-March 8 & 9
There's nothing quite like seeing our customers, many who are our neighbors, achieve their home dreams! Watching three generations of a family celebrate their new home or newly renovated kitchen is something that words just can’t describe. At Farmers & Merchants...
F&M: Our Story
Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.
Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.