Helpful Links:

To report a lost or stolen card to Shazam

after normal banking hours, call

1-800-383-8000

Farmers & Merchants State Bank can provide your farm with a Line of Credit to finance your fluctuating operating needs. We understand that having Credit when you need it gives you the flexibility you need in your competitive business.

Equipment Financing

When the time comes to purchase that new piece of equipment, be it large or small, come to Farmers & Merchants State Bank. We offer fixed and variable rate loans and leases for acquisition of equipment at competitive rates. Before you look to the manufacturer for financing, give us a call.

Real Estate and Construction Loans

If you are looking to purchase real estate or build new livestock or storage facilities, Farmers & Merchants State Bank can finance your expansion. We offer competitive rates and will provide timely and local service. No project is too big or too small.

FSA Guaranteed Loans

Farmers & Merchants State Bank works closely with the Farm Service Agency to offer guaranteed loans to agricultural customers who may not qualify for traditional Bank financing.  FSA guaranteed loans are available for annual operating expenses, equipment and livestock purchases, and farm ownership.