Bank, Borrow, Save, Succeed.
Find your future with F&M,
where friendly still counts.
Bank
Borrow
Save
Bank
Whether at one of our three locations or right here online, Farmers & Merchants State Bank has banking solutions for all of your personal and business needs.
Borrow
Need a loan? Looking to buy a home? Expanding your business? Explore the financing options offered here at Farmers & Merchants State Bank.
Save
From savings accounts to interest-bearing investments, we have many options to help you save your money safely and wisely.
What’s New
Please VOTE for Us! Thank You!
We’re humbled and thrilled to have been nominated for the Minnesota’s Best Award in the categories of Ag Lender and Bank. Please vote for us at https://www.votemnbest.com/FarmersandMerchantsBank. This recognition means the world to us, and we'd be honored to have your...
The 2025 Central MN Farm Show is FEB. 25 & 26
The Central MN Farm Show is coming on TUE & WED, Feb. 25 & 26. And our experienced ag lenders are excited about it. Please stop by our booth. We’ll be there ready to talk about all of your ag financing needs. Whether it’s financing for a new piece of...
We’re Closed Today / Presidents Day
All Farmers & Merchants State Bank locations are closed in honor of Presidents Day today. Take time to reflect on the incredible leaders who have guided our nation through triumph and challenge, shaped our democracy, and dedicated their lives to public service....
F&M: Our Story
Take a look at this video to hear about our longstanding history in this community, where Farmers & Merchants State Bank has served generations of customers for everything from farm and ag-related banking to business banking and personal banking.
Let's Get Started
Questions? We're ready for you. Come visit us in person or simply pick up the phone. We look forward to sharing the friendly Farmers & Merchants State Bank experience with you.